I am sick and tired of being made to feel like I don't want to pay my bills. One creditor in particular is really good at making me feel like crap.
Hey Jim, if I tell you that I don't have the money right now, that's exactly what it means. I DON'T HAVE THE MONEY!!!!! Not "let's redo the loan - if you make a payment today I can make it so you don't have to pay again until July." Not "well, I can take a phone payment of $50.00 and move the due date a couple of weeks out so you can catch up." I didn't fucking stutter. I DON'T HAVE THE MONEY!!!!!
I must have told him five times that I didn't have ANY MONEY and he persisted in telling me about options that involved making a payment today. Jackass.
Oh, and when he told me he could redo the loan, I refused not only because I have NO MONEY (can I possibly reiterate that enough?), but the last time I redid the loan, our interest rate went up a point and a half. Now he's telling me that since we have collateral on the loan that he may be able to bring it down. Ummm, we had collateral on the loan LAST TIME we redid it. I told him if he's able to bring it down and not require a payment right now that I might be interested in redoing it. He said he'd look into what he could do for me.
I'm not holding my breath.
Posted by beenie at May 25, 2004 08:04 AM