Charging blindly
I don't know if it's a function of being "poor" (such a relative term), but it never ceases to amaze me how some people just don't bother to read over their credit card statement every month. I just had a customer call to ask why we're still charging his credit card after he called in JANUARY to cancel his account. It's now JUNE. Oh, and BTW, he never called. At least not according to the non-existent notes on his account. AND he logged in a few times in April. Hmmm, I wonder if that would have tipped him off that his service hadn't been cancelled. I just can't imagine... how do you not keep track of what you spend every month? I mean, I can understand with pin money and the like not being able to account for all of it, especially if you operate on cash like my husband (which annoys me - I hate cash - I like to have a written record of where every dime goes, whether check or debit card transactions). But with a witten account of where the money goes? And you just blindly pay the bill every month without looking at why the amount is what it is? My god, if I still used credit cards, I'd be poring over those statements every month with a freaking magnifying glass looking for something that shouldn't be there. I tell you, there are times where I think that living paycheck-to-paycheck actually makes you forces you to be a more responsible consumer. Scary, eh?
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