beenie

Mom's insurance update I got

Mom's insurance update
I got the following e-mail from the New York State Department of Insurance, regarding the e-mail I sent them (entire message copied and pasted:

Dear Ms. XXXXX,

Insurance companies typically have procedures in place to try to determine what their actual risks are on a policy. This generally includes determining who is in the household. Nothing in Insurance Law prohibits them from collecting this underwriting information. However, in the end, they are only entitled to collect premium for actual risks. We suggest you assist your mother in providing what information you can that you are no longer part of your mother's household.

If your mother finds the company's requests unreasonable, she can file a formal complaint and we will investigate. Go to the Consumer section of our website (www.ins.state.ny.us) and you will find instructions to file a complaint on line or in hardcopy. We will advise you in writing of our findings.

So, nothing in the law prevents them from requiring this information, they are only entitled to collect premiums on actual risks, and they're suggesting that I cooperate. Again, WTF???

Posted by beenie at June 23, 2003 09:24 PM